We provide competitive personal loans.
We offer personal loans online from £1,000 to £12,000 and at APRs from 7.4% to 31.3%.
Our loans are only available online, and our application process is so simple and easy to use that you can do it on a mobile phone if you want to.
We designed our loans alongside our customers and, as a result, we've developed a truly fair and flexible loan.
We’ve made lots of decisions to keep our costs low. We’ve built our own digital platform, and chosen sunny North Wales instead of London as our base. We’re also using livechat rather than the phone. That way, we can offer better rates for you.
“We started LiveLend because we think there’s a real opportunity to make things faster, fairer and simpler.Andy CEO of LiveLend and Chetwood
LiveLend is part of Chetwood Financial Limited. Chetwood is a company run by financial services experts and technologists.
They’re focused on improving lives by using technology to create innovative, low cost products.”
An instant decision with no credit footprint
In two minutes, we’ll let you know whether you can take our loan. We’ll do it in a way that doesn’t impact your credit score, so that you can get your quote and shop around for the best rate.
The right APR for you, right away
We think representative rates are confusing. So, when we give you your quote, we’ll give you your real rate. That way, you’ll know exactly how much your loan will cost.
No paperwork, no fuss
We won’t ask you for information that we don’t need and with a simple, online application it should only take five minutes to complete.
The loan that’s fast. Really fast
Not only will we give you a decision in two minutes, we’ll also transfer your funds immediately so your money’s in your account in under four hours.
Life has its ups and downs. We won't charge you for that
We won't charge you a fee. Ever. Not to open your loan, to service it or to close it early. We won’t even charge you if you miss a loan repayment.
Flexibility as standard
We’ve created one of the most flexible loans around. You can repay early with no fees, and manage your loan quickly and simply online.