LiveLend

Introducing the LiveLend Reward Loan

Your loan rate reduces when your credit score improves. So your rate changes as you do.


How it works


Your loan rate reduces when your credit score improves. So your rate changes as you do.

We’ll look at your credit score data provided by Equifax every three months and if your credit score has gone up by 25 points, we’ll automatically reduce your loan rate. Don’t worry, this check won’t affect your credit score.

For every 25 points that your credit score increases, we’ll reduce your loan rate by 2%, as long as you’re up to date with your repayments.

We’ll reduce your loan rate straight away and reduce your monthly repayment, so your loan will cost you less! Your loan rate can reduce to 9.9%.

We’ll never put your rate back up, even if your credit score gets worse.

We’ll never put your rate back up, even if your credit score gets worse.


And there’s more


The right APR for you, right away

We think representative rates are confusing. So, when we give you your quote, we’ll give you your real rate. That way, you’ll know exactly how much your loan will cost.

No paperwork, no fuss

We won’t ask you for information that we don’t need and with a simple, online application it should only take five minutes to complete.

The loan that’s fast. Really fast

Not only will we give you a decision in two minutes, we’ll also transfer your funds immediately so your money’s in your account in under four hours.

Life has its ups and downs

We won't charge you a fee. Ever. Not to open your loan, to service it or to close it early. We won’t even charge you if you miss a loan repayment.

Get a quick quote

LiveLend is a trading name of Chetwood Financial Limited, company number 09964966. Chetwood Financial Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 740551. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. We’re also registered with the Information Commissioner’s Office under registration ZA218401 and we’re a member of CIFAS, the UK’s leading fraud prevention service. Chetwood Financial Limited is registered in England and Wales and our offices are at Ellice Way, Wrexham Technology Park, Wrexham, LL13 7YT.

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