An instant decision with no credit footprint
In two minutes, we’ll let you know whether you can take our loan. We’ll do it in a way that doesn’t impact your credit score, so that you can get your quote and shop around for the best rate.
The right APR for you, right away
We think representative rates are confusing. So, when we give you your quote, we’ll give you your real rate. That way, you’ll know exactly how much your loan will cost.
Life has its ups and downs. We won't charge you for that
We won't charge you a fee. Ever. Not to open your loan, to service it or to close it early. We won’t even charge you a fee if you miss a loan repayment.
The loan that’s fast. Really fast
Not only will we give you a decision in two minutes, we’ll also transfer your funds immediately so your money’s in your account in under four hours.
No paperwork, no fuss
We won’t ask you for information that we don’t need and with a simple, online application it should only take five minutes to complete.
Flexibility as standard
We’ve created one of the most flexible loans around. You can repay early with no fees, and manage your loan quickly and simply online.